Earn cashback and win prizes with Cheddar
Disclaimer: this post contains affiliate links.
Have you downloaded the Cheddar app yet?
Cheddar offers an easy way to make and receive payments, and to earn cashback on everyday purchases. I’m a big fan of cashback apps and websites, and Cheddar is definitely one of the easiest apps to use because you earn cash with very little effort. Once you’re registered and have connected your cards, the app does all the hard work and all you need to do is spend at participating retailers and Cheddar will automatically pay you cashback. This easy method of earning cashback is similar to Airtime Rewards, but Cheddar pays the cash directly to your bank account rather than a credit to your phone bill.
Plus! Cheddar is giving away up to £1,000 in prizes to app users every week until 31 December 2022.
Cheddar pays cashback directly into your bank account when you make a purchase (in store and online) using your cards, Apple Pay and Google Pay. Cheddar is regulated by the FCA (Financial Conduct Authority) and can be used by any UK resident aged 16 or older with a current account.
Participating retailers currently include House of Fraser, Deliveroo, Sainsbury’s, Ocado and Sports Direct. Cheddar is currently offering cashback on purchases at Tesco, which I’ve not seen on any other apps. And if you use the London Underground, you can earn cashback on your TFL journeys too. Cashback offers are tailored to the individual user.
Cheddar is currently compatible with the following banks: AIB, Bank of Scotland, Barclays, Danske Bank, First Direct, Halifax, HSBC, Lloyds, Monzo, Nationwide, NatWest, Revolut, RBS, Santander, Starling and Wise.
How to use the Cheddar app
Download the app using the link below, or use my referral code LUCKY12 when signing up, to ensure you’re in the weekly prize draw:
Then add your bank card information to the app in order to receive your cashback – you’ll have to log in to your banking app and approve Cheddar connecting to your account.
In the Cheddar app, tap the Cashback icon to see the latest cashback rates; at the top of the screen you’ll see how much cashback you’ve earned (tap this to see a breakdown of each transaction, and to redeem the cashback). You need to reach a minimum of £1 cashback in order to redeem, and the money will immediately be transferred to your bank account.
You will need to reauthorise your bank connections every few months – to do this, go to your wallet and tap on each of your cards, then reauthorise.
How to enter the Cheddar weekly prize draws
Every week until the end of 2022 Cheddar are awarding prizes to members who join using a referral link, or have referred their own friends to join. There will be cash and voucher prizes up to a maximum of £1,000 every week, and the prize breakdown will be announced on Cheddar’s Instagram account each weekend (check their highlights if you missed it).
Entry into all future weekly prize draws is automatic if you sign up using someone’s referral code. You can earn bonus entries by referring your friends and will get a prize draw entry for every user account that’s successfully created using your referral code. These entries will roll over into future draws, until the promotion ends on 31 December 2022.
In order to successfully create a Cheddar account, a valid bank account must be linked, a PIN code created, and the account must be available to send and receive payments. When this is confirmed, the referrer will receive a bonus draw entry.
Note: as an affiliate for Cheddar, I get paid a small fee per user referred via my code LUCKY12, but I’m not eligible to win any referrer prizes in the draw. However, everyone I refer will be entered into every weekly draw so I hope to see lots of SuperLucky winners!
When are winners announced?
Winners are announced on @CheddarPay‘s Instagram stories every Friday between 3pm and 8pm. Cash prizes will be sent directly to the winners’ bank account.
Read full T&Cs for the Cheddar competition at cheddar.me/competition-terms – I hope you do give Cheddar a go, it’s an easy way to save a bit of cash with your everyday purchases!